Renew Car Insurance UK

Being young today is not easy. The credit crunch and house prices are keeping you off the property ladder, the student loan is taking a chunk out of your below average starter salary, and your credit card is maxed out from buying all the must have gadgets. Not to mention that you get ripped off on your cheap young driver car insurance.

Getting a car insurance when young will often cost a lot more than the actual value of your car, not to mention if you want to have some fun and perhaps modify your car slightly so that it looks cooler with the opposite sex, or your mates. But there are ways to combat expensive car insurance for young drivers.

• If possible have the insurance on your parents and you as a named driver
• Don’t buy a muscle car that is modified
• Don’t even think about modifying your car at all
• Do you need comprehensive cover? Consider the actual value of your car, third party might be enough
• Get an alarm installed, and if possible a tracker
• Avoid parking on streets or other dangerous areas
• Take advanced drivers course, like Pass Pluss
• Marry your girlfriend and take the car insurance through her. Couples get cheaper car insurance.
• Change your name from William to Alfie. Your name affects your car insurance.

Rule 3 is therefore - Take the bus and save the environment and your pocket! But if you need to drive, make sure you tick as many of the above boxes as possible.

And of course, remember to compare car insurance prices with several suppliers and don’t be scared to bargain with them.

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